Terms of Use

Effective Date: 03/01/2025

Welcome to Anytime Final Expense (“Company,” “we,” “us,” or “our”). By accessing or using our website, you agree to comply with and be bound by these Terms of Use (“Terms”). Please read them carefully. If you do not agree to these Terms, please do not use our website or services.

Acceptance of Terms

By using this website, you confirm that you are at least 18 years old and legally capable of entering into a contract. You agree to comply with all applicable laws, regulations, and industry guidelines related to insurance and digital marketing.

Services Provided

Anytime Final Expense offers final expense insurance information, quotes, and policy enrollment assistance. We are licensed insurance agents who work with multiple carriers to help individuals find suitable coverage.

Important:

• No Guarantee of Coverage: Submitting an inquiry does not guarantee approval for insurance coverage. Policies are subject to underwriting approval.
• State-Specific Availability: Insurance products and services vary by state. Not all products are available in all states.

Marketing and Communications

By providing your contact information, you consent to receive phone calls, text messages, emails, and other communications from Anytime Final Expense and its agents, including automated marketing messages.

Your Rights:

• Opt-Out: You may opt out of marketing communications at any time by replying “STOP” to text messages or using the unsubscribe link in emails.
• No Obligation: Your consent is not required to purchase any services.

We comply with the Telephone Consumer Protection Act (TCPA) and CAN-SPAM Act regarding electronic communications.

No Legal or Financial Advice

The content on this website is for informational purposes only and should not be considered legal, financial, or tax advice. You should consult a licensed attorney or financial professional before making any decisions regarding insurance policies or financial planning.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy [insert link] for details on how we collect, use, and protect your personal information.

• We do not sell your personal data.
• We follow strict security measures to protect your information.
• Third-party insurance carriers may have their own privacy policies.

Website Content and Intellectual Property

All content on this website—including text, graphics, logos, images, and software—is the property of Anytime Final Expense or its partners and is protected under U.S. copyright and trademark laws.

You may not:

• Reproduce, distribute, or modify any content without prior written permission.
• Use this website for any unlawful or unauthorized purpose.

Third-Party Links and Affiliations

Our website may contain links to third-party websites for additional information. These links are provided for convenience only, and we do not endorse or control the content, privacy policies, or business practices of third-party sites.

Limitation of Liability

We strive to provide accurate and up-to-date information, but we do not guarantee that all content on our website is free of errors or omissions.

To the fullest extent permitted by law:

• Anytime Final Expense and its affiliates are not liable for any indirect, incidental, or consequential damages resulting from your use of this website or reliance on its content.
• We do not guarantee that an insurance carrier will approve an application or that pricing information is final.

Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. The latest version will always be available on our website, and your continued use constitutes acceptance of the updated Terms.

Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Pennsylvania without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA).

Contact Information

If you have any questions or concerns regarding these Terms, you may contact us at:

Anytime Final Expense
Email us: hi@anytimefinalexpense.com