Privacy Policy

Effective Date: 03/01/2025

At Anytime Final Expense (“Company,” “we,” “us,” or “our”), we value your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website, request insurance quotes, or engage with our services.

By using our website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website or services.

Information We Collect

We collect the following types of information:

Personal Information (provided voluntarily by you)

• Name
• Address
• Phone number
• Email address
• Date of birth
• Social Security Number (only if required for an insurance application)
• Health information (if necessary for insurance underwriting)
• Financial information (if needed for policy applications)

Non-Personal Information (collected automatically)

• IP address
• Browser type and version
• Device type
• Pages visited and time spent on our website
• Cookies and tracking technologies (See Section 6: Cookies & Tracking)

How We Use Your Information

We use your information for the following purposes:

• To provide insurance quotes and services
• To connect you with licensed insurance agents
• To process insurance applications and policy enrollment
• To send important updates, confirmations, and policy-related communications
• To personalize your user experience
• To comply with legal and regulatory obligations
• For marketing and promotional communications (with your consent)
  
  

Marketing Communications:
By providing your phone number and email, you consent to receive marketing messages via phone, SMS, and email, which may include automated messages. You can opt out at any time (See Section 5: Your Privacy Rights).

How We Share Your Information

We do not sell your personal information. However, we may share your information with:

• Insurance carriers and licensed agents to process applications and policy quotes
• Third-party service providers who assist with website hosting, analytics, and marketing
• Regulatory agencies when required by law or compliance regulations
• Business partners in connection with co-branded insurance offerings
• Law enforcement when legally required to protect against fraud or security threats

We only share information as necessary to fulfill our business purposes and comply with state and federal insurance laws.

Data Protection & Security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

• Data encryption for sensitive information
• Secure access controls to limit unauthorized access
• Regular security audits to ensure compliance
• Third-party cybersecurity monitoring

However, no online platform is 100% secure. We encourage you to protect your login credentials and personal data.

Your Privacy Rights & Choices

A. Opt-Out of Marketing Communications

You can opt out of:

• Emails: Click the “unsubscribe” link at the bottom of our emails.
• Text Messages: Reply “STOP” to any message to opt out.
• Calls: Request to be removed from our contact list.

B. Access, Update, or Delete Your Information

You may request to:

• Review the personal data we have about you.
• Correct inaccurate or outdated information.
• Delete your personal information (unless legally required to keep it).
  
  

Cookies & Tracking Technologies

We use cookies and similar tracking technologies to improve user experience, analyze traffic, and personalize content.

Types of Cookies We Use:

• Essential Cookies (Necessary for website functionality)
• Analytical Cookies (Track website usage and performance)
• Marketing Cookies (Personalize advertising)

Managing Cookies:
You can disable cookies through your browser settings, but some features of our website may not function properly.

Third-Party Links & External Websites

Our website may contain links to third-party websites, such as insurance carriers or partners. We are not responsible for their privacy policies or data practices. Please review their policies before providing personal information.

Compliance with Insurance & Marketing Regulations

We comply with all state and federal laws, including but not limited to:

• Health Insurance Portability and Accountability Act (HIPAA) – Protecting your health information.
• Gramm-Leach-Bliley Act (GLBA) – Ensuring financial data security.
• Telephone Consumer Protection Act (TCPA) – Regulating marketing calls and texts.
• CAN-SPAM Act – Governing email marketing practices.

Children’s Privacy

Our services are not intended for individuals under 18 years old. We do not knowingly collect information from minors. If you believe we have, please contact us for deletion.

Changes to This Privacy Policy

We may update this policy periodically. The latest version will always be available on our website. We encourage you to review it regularly.

Contact Information

For privacy-related inquiries, please contact us:

Anytime Final Expense
Email us: hi@anytimefinalexpense.com